	Ref	Id	Element Name	Req	Type	Min/Max	Usage
	BPR01	305	Transaction Handling Code Description: Code designating the action to be taken by all parties Code designating whether and how money and information are to be processed.	M	ID	1/2	Required

Code

Name

Payment Accompanies Remittance Advice

Use this code to instruct the Originating Depository Financial Institution to move both funds and remittance detail together through the banking
system.

Make Payment Only

Use this code to instruct the Originating Depository Financial Institution to move only funds through the banking system, and to ignore any remittance detail.

Remittance Information Only

Use this code to indicate to the payee that the remittance detail is moving separately from the payment.

Prenotification of Future Transfers

The “P” code is used to test the setup of the premium receiver and verify the accuracy of the account numbers. This is never used for actual payments or remittance information.

Split Payment and Remittance

Use this code to instruct your third party processor to split the payment and remittance detail and send each one separately.

Handling Party's Option to Split Payment and Remittance

Use this code to instruct the Originating Depository Financial Institution to move the payment and remittance detail, either together or separately, based upon the payee’s request or capabilities.

	BPR02	782	Monetary Amount Description: Monetary amount Health Care Industry: Total Premium Payment Amount The ACH system can not support dollar amounts greater than 11 characters (including the decimal point). This provides an EFT limit of $99,999,999.99. for the 820.	M	R	1/18	Required
	BPR03	478	Credit/Debit Flag Code Description: Code indicating whether amount is a credit or debit Health Care Industry: Credit or Debit Flag Code	M	ID	1/1	Required

Code

Name

Credit

If Payment is EFT, this indicates a credit to the payee’s account, and a debit to the Payer’s account. This code should also be used if payment is by check.

Debit

NOT ADVISED
Indicates a debit to the Payer’s account and a credit to the payee’s account, initiated by the payee at the instruction of the payer. For HIPAA Health Premium Payments code “D” is not valid.

Code

Name

ACH

Automated Clearing House (ACH)

Use this code to move money electronically through the ACH. When this code is used, information in BPR05 through BPR09 and BPR12 through BPR15 must also be included.

BOP

Financial Institution Option

Use this code to indicate that the Originating Depository Financial Institution will choose the method of payment based upon payee’s request or capabilities.

CHK

Check

Use this code to indicate that a check has been issued for payment.

FWT

Federal Reserve Funds/Wire Transfer - Nonrepetitive

Use this code to indicate that the funds were sent through the wire system.

SWT

Society for Worldwide Interbank Financial Telecommunications (S.W.I.F.T.)

Use this code to indicate that the funds were sent as a S.W.I.F.T. payment.

Code

Name

CCP

Cash Concentration/Disbursement plus Addenda (CCD+) (ACH)

CCD+ format moves money and up to 80 characters of data, enough to reassociate dollars and data when the dollars are sent through the ACH and the remittance data is sent on a separate path. It is suggested that the addenda contains a copy of the TRN segment.

CTX

Corporate Trade Exchange (CTX) (ACH)

CTX format is used to move dollars and data through the ACH. It can contain up to 9,999 addenda records of 80 characters each. The CTX will encapsulate the complete 820 and all the envelope segments.

BPR06

506

(DFI) ID Number Qualifier
Description: Code identifying the type of identification number of Depository Financial Institution (DFI)
Health Care Industry: Depository Financial Institution (DFI) Identification Number Qualifier
BPR06 THROUGH BPR09 relate to the Originating Depository Financial Institution and the premium payer’s bank account.
This is required when the originating financial institution needs the DFI number to process the payment.

2/2

Situational

Code

Name

ABA Transit Routing Number Including Check Digits (9 digits)

ABA is a unique number identifying every bank in the United States.

CODE SOURCE:

4: ABA Routing Number

Canadian Bank Branch and Institution Number

CODE SOURCE:

91: Canadian Financial Institution Branch and Institution Number

BPR07

507

(DFI) Identification Number
Description: Depository Financial Institution (DFI) identification number
Health Care Industry: Originating Depository Financial Institution (DFI) Identifier
CODE SOURCE: 60: (DFI) Identification Number
This is the identifying number of the Originating Depository Financial Institution sending the transaction into the ACH network.

3/12

Situational

BPR09	508	Account Number Description: Account number assigned Health Care Industry: Sender Bank Account Number This is the premium payer’s bank account at the Originating Depository Financial Institution.	C	AN	1/35	Situational
BPR10	509	Originating Company Identifier Description: A unique identifier designating the company initiating the funds transfer instructions. The first character is one-digit ANSI identification code designation (ICD) followed by the nine-digit identification number which may be an IRS employer identification number (EIN), data universal numbering system (DUNS), or a user assigned number; the ICD for an EIN is 1, DUNS is 3, user assigned number is 9 This is required when reassociation is necessary. BPR10 must be identical to TRN03. BPR10 must be Federal Tax ID number preceeded by a 1.	O	AN	10/10	Situational
BPR11	510	Originating Company Supplemental Code Description: A code defined between the originating company and the originating depository financial institution (ODFI) that uniquely identifies the company initiating the transfer instructions This is required when identification of a subdivision within a company is necessary. If this data element is used, it should be identical to the value used in Reference Number data element TRN04 of the TRN segment.	O	AN	9/9	Situational
BPR12	506	(DFI) ID Number Qualifier Description: Code identifying the type of identification number of Depository Financial Institution (DFI) Health Care Industry: Depository Financial Institution (DFI) Identification Number Qualifier BPR12 THROUGH BPR15 relate to the Receiving Depository Financial Institution and the premium receiver’s bank account. BPR12 - BPR15 are required if the 820 transaction set is used to initiate a funds transfer. This is required when the originating financial institution needs the receiving financial institution DFI number to process payments.	C	ID	2/2	Situational

Code

Name

ABA Transit Routing Number Including Check Digits (9 digits)

ABA is a unique number identifying every bank in the United States.

CODE SOURCE:

4: ABA Routing Number

Canadian Bank Branch and Institution Number

CODE SOURCE:

91: Canadian Financial Institution Branch and Institution Number

BPR13

507

(DFI) Identification Number
Description: Depository Financial Institution (DFI) identification number
Health Care Industry: Receiving Depository Financial Institution (DFI)
CODE SOURCE: 60: (DFI) Identification Number
This is the identifying number of the Receiving Depository financial institution receiving the transaction from the ACH network.

3/12

Situational

	BPR15	508	Account Number Description: Account number assigned Health Care Industry: Receiver Bank Account Number This is the premium receiver’s bank account at the Receiving Depository financial institution.	C	AN	1/35	Situational
	BPR16	373	Date Description: Date expressed as CCYYMMDD Health Care Industry: Check Issue or EFT Effective Date For credit payments, this data element specifies the date the originator (premium payer) intends to provide good funds to the receiver (premium receiver). For check payment, this data element specifies the check issuance date. For FedWire payment, this data element specifies the value date. For ACH payments, the originating Depository financial institution will either correct this date if it is not a valid effective date, or reject the item based on previous agreement between the originator and their financial institution.	O	DT	8/8	Required

1.	P0607 - If either BPR06,BPR07 is present, then all are required
2.	C0809 - If BPR08 is present, then all of BPR09 are required
3.	P1213 - If either BPR12,BPR13 is present, then all are required
4.	C1415 - If BPR14 is present, then all of BPR15 are required
5.	P1819 - If either BPR18,BPR19 is present, then all are required
6.	C2021 - If BPR20 is present, then all of BPR21 are required

1.	BPR02 specifies the payment amount.
2.	When using this transaction set to initiate a payment, all or some of BPR06 through BPR16 may be required, depending on the conventions of the specific financial channel being used.
3.	BPR06 and BPR07 relate to the originating depository financial institution (ODFI).
4.	BPR08 is a code identifying the type of bank account or other financial asset.
5.	BPR09 is the account of the company originating the payment. This account may be debited or credited depending on the type of payment order.
6.	BPR12 and BPR13 relate to the receiving depository financial institution (RDFI).
7.	BPR14 is a code identifying the type of bank account or other financial asset.
8.	BPR15 is the account number of the receiving company to be debited or credited with the payment order.
9.	BPR16 is the date the originating company intends for the transaction to be settled (i.e., Payment Effective Date).
10.	BPR17 is a code identifying the business reason for this payment.
11.	BPR18, BPR19, BPR20 and BPR21, if used, identify a third bank identification number and account to be used for return items only.
12.	BPR20 is a code identifying the type of bank account or other financial asset.

	Code	Name
	DA	Demand Deposit
	SG	Savings

	ExternalCodeList
	Name: 4
	Description: ABA Routing Number

	ExternalCodeList
	Name: 91
	Description: Canadian Financial Institution Branch and Institution Number