	Ref	Id	Element Name	Req	Type	Min/Max	Usage
	BPR01	305	Transaction Handling Code Description: Code designating the action to be taken by all parties	M	ID	1/2	Required

Code

Name

Payment Accompanies Remittance Advice

Use this code to instruct your third party processor to move both funds and remittance detail together through the banking system.

Make Payment Only

Use this code to instruct your third party processor to move only funds through the banking system and to ignore any remittance information.

Notification Only

Use this code to pass information only without any reference to payment. Usually this code is used to pass predetermination of benefits information from a payer to a provider.

Remittance Information Only

Use this code to indicate to the payee that the remittance detail is moving separately from the payment.

Prenotification of Future Transfers

This code is used only by the payer and the banking system to initially validate account numbers before beginning an EFT relationship. Contact your VAB for additional information.

Split Payment and Remittance

Use this code to instruct the third party processor to split the payment and remittance detail, and send each on a separate path.

Handling Party's Option to Split Payment and Remittance

Use this code to instruct the third party processor to move the payment and remittance detail, either together or separately, based upon end point requests or capabilities.

	BPR02	782	Monetary Amount Description: Monetary amount Industry: Total Actual Provider Payment Amount Use BPR02 for the total payment amount for this 835. The total payment amount for this 835 cannot exceed eleven characters, including decimals (99999999.99). Although the value can be zero, the 835 cannot be issued for less than zero dollars.	M	R	1/18	Required
	BPR03	478	Credit/Debit Flag Code Description: Code indicating whether amount is a credit or debit Industry: Credit or Debit Flag Code	M	ID	1/1	Required

Code

Name

Credit

Use this code to indicate a credit to the provider�s account and a debit to the payer�s account, initiated by the payer. In the case of an EFT, no additional action is required of the provider. Also use this code when a check is issued for the payment.

Debit

NOT ADVISED
Use this code to indicate a debit to the payer�s account and a credit to the provider�s account, initiated by the provider at the instruction of the payer. Contact your VAB for information about debit transactions. The rest of this segment and
document assumes that a credit payment is being used.

Code

Name

ACH

Automated Clearing House (ACH)

Use this code to move money electronically through the ACH, or to notify the provider that an ACH transfer was requested. When this code is used, information in BPR05 through BPR15 must also be included.

BOP

Financial Institution Option

Use this code to indicate that the third party processor will choose the method of payment based upon end point requests or capabilities.

CHK

Check

Use this code to indicate that a check has been issued for payment.

FWT

Federal Reserve Funds/Wire Transfer - Nonrepetitive

Use this code to indicate that the funds were sent through the wire system.

NON

Non-Payment Data

Use this code when the Transaction Handling Code (BPR01) is H, indicating that this is information only and no dollars are to be moved.

Code

Name

CCP

Cash Concentration/Disbursement plus Addenda (CCD+) (ACH)

Use the CCD+ format to move money and up to 80 characters of data, enough to reassociate dollars and data when the dollars are sent through the ACH and the data is sent on a separate path. The addenda should contain a copy of the TRN segment.

CTX

Corporate Trade Exchange (CTX) (ACH)

Use the CTX format to move dollars and data through the ACH. The CTX format can contain up to 9,,999 addenda records of 80 characters each. The CTX encapsulates the complete 835 and all envelope segments.

BPR06

506

(DFI) ID Number Qualifier
Description: Code identifying the type of identification number of Depository Financial Institution (DFI)
Industry: Depository Financial Institution (DFI) Identification Number Qualifier
BPR06 through BPR09 relate to the originating financial institution and the originator�s account (payer).
This element is required when BPR04 is ACH, BOP or FWT.

2/2

Situational

Code

Name

ABA Transit Routing Number Including Check Digits (9 digits)

ABA is a unique number identifying every bank in the United States.

CODE SOURCE:

4: ABA Routing Number

Canadian Bank Branch and Institution Number

CODE SOURCE:

91: Canadian Financial Institution Branch and Institution Number

BPR07

507

(DFI) Identification Number
Description: Depository Financial Institution (DFI) identification number
Industry: Sender DFI Identifier
CODE SOURCE: 60: (DFI) Identification Number
Use this number for the identifying number of the financial institution sending the transaction into the ACH network.
This element is required when BPR04 is ACH, BOP or FWT.

3/12

Situational

BPR09	508	Account Number Description: Account number assigned Industry: Sender Bank Account Number Use this number for the originator�s account number at his or her financial institution. This element is required when BPR04 is ACH, BOP or FWT.	C	AN	1/35	Situational
BPR10	509	Originating Company Identifier Description: A unique identifier designating the company initiating the funds transfer instructions. The first character is one-digit ANSI identification code designation (ICD) followed by the nine-digit identification number which may be an IRS employer identification number (EIN), data universal numbering system (DUNS), or a user assigned number; the ICD for an EIN is 1, DUNS is 3, user assigned number is 9 Industry: Payer Identifier BPR10 must be the Federal Tax ID Number, preceeded by a �1.� When BPR10 is used, it must be identical to TRN03. This element is required when BPR04 is ACH, BOP or FWT.	O	AN	10/10	Situational
BPR11	510	Originating Company Supplemental Code Description: A code defined between the originating company and the originating depository financial institution (ODFI) that uniquely identifies the company initiating the transfer instructions Use this code to further identify the payer by division or region. If used, this code must be identical to TRN04. This element is required when BPR10 is used and additional information is necessary for the payee to identify the source of the payment.	O	AN	9/9	Situational
BPR12	506	(DFI) ID Number Qualifier Description: Code identifying the type of identification number of Depository Financial Institution (DFI) Industry: Depository Financial Institution (DFI) Identification Number Qualifier BPR12 through BPR15 relate to the receiving financial institution and the receiver�s account. This element is required when BPR04 is ACH, BOP or FWT.	C	ID	2/2	Situational

Code

Name

ABA Transit Routing Number Including Check Digits (9 digits)

ABA is a unique number identifying every bank in the United States.

CODE SOURCE:

4: ABA Routing Number

Canadian Bank Branch and Institution Number

CODE SOURCE:

91: Canadian Financial Institution Branch and Institution Number

BPR13

507

(DFI) Identification Number
Description: Depository Financial Institution (DFI) identification number
Industry: Receiver or Provider Bank ID Number
CODE SOURCE: 60: (DFI) Identification Number
Use this number for the identifying number of the financial institution receiving the transaction from the ACH network.
This element is required when BPR04 is ACH, BOP or FWT.

3/12

Situational

	BPR15	508	Account Number Description: Account number assigned Industry: Receiver or Provider Account Number Use this number for the receiver�s account number at the financial institution. This element is required when BPR04 is ACH, BOP or FWT.	C	AN	1/35	Situational
	BPR16	373	Date Description: Date expressed as CCYYMMDD Industry: Check Issue or EFT Effective Date Use this code for the effective entry date. If BPR04 is ACH, this code is the date that the money moves from the payer and is available to the payee. If BPR04 is CHK, this code is the check issuance date. If BPR04 is FWT, this code is the date that the payer anticipates the money to move. As long as the effective date is a business day, this is the settlement date. If BPR04 is �NON�, enter the date of the 835.	O	DT	8/8	Required

1.	P0607 - If either BPR06,BPR07 is present, then all are required
2.	C0809 - If BPR08 is present, then all of BPR09 are required
3.	P1213 - If either BPR12,BPR13 is present, then all are required
4.	C1415 - If BPR14 is present, then all of BPR15 are required
5.	P1819 - If either BPR18,BPR19 is present, then all are required
6.	C2021 - If BPR20 is present, then all of BPR21 are required

1.	BPR02 specifies the payment amount.
2.	When using this transaction set to initiate a payment, all or some of BPR06 through BPR16 may be required, depending on the conventions of the specific financial channel being used.
3.	BPR06 and BPR07 relate to the originating depository financial institution (ODFI).
4.	BPR08 is a code identifying the type of bank account or other financial asset.
5.	BPR09 is the account of the company originating the payment. This account may be debited or credited depending on the type of payment order.
6.	BPR12 and BPR13 relate to the receiving depository financial institution (RDFI).
7.	BPR14 is a code identifying the type of bank account or other financial asset.
8.	BPR15 is the account number of the receiving company to be debited or credited with the payment order.
9.	BPR16 is the date the originating company intends for the transaction to be settled (i.e., Payment Effective Date).
10.	BPR17 is a code identifying the business reason for this payment.
11.	BPR18, BPR19, BPR20 and BPR21, if used, identify a third bank identification number and account to be used for return items only.
12.	BPR20 is a code identifying the type of bank account or other financial asset.

	Code	Name
	DA	Demand Deposit
	SG	Savings

	ExternalCodeList
	Name: 4
	Description: ABA Routing Number

	ExternalCodeList
	Name: 91
	Description: Canadian Financial Institution Branch and Institution Number